Thailand Visa Health Insurance (2026)
Updated 17 July 2026 · Confirm current thresholds on the official portal
Whether Thailand requires you to hold health insurance depends entirely on your visa. Some mandate specific minimums; others leave it to you. Here is who needs what in 2026.
Where insurance is mandatory
The retirement Non-Immigrant O-A visa requires insurance with minimum 40,000 THB outpatient and 400,000 THB inpatient coverage for the stay. The LTR visa requires at least US$50,000 in coverage, with a deposit alternative in some categories.
The DTV does not mandate health insurance, but a 180-day stay is long enough that appropriate cover is a sensible precaution rather than a compliance box.
Frequently asked questions
Does the DTV visa require health insurance?
Health insurance is not a stated requirement for the DTV, but given stays of up to 180 days per entry, appropriate cover is sensible. Confirm current requirements on the official portal at the time you apply.
What health insurance does the retirement visa need?
The Non-Immigrant O-A retirement visa requires insurance covering the stay with minimum coverage of 40,000 THB outpatient and 400,000 THB inpatient. The in-country Non-O route does not carry this mandatory-insurance requirement.
How much cover does the LTR visa require?
LTR applicants need health insurance of at least US$50,000, with a deposit alternative available in some categories. Dependents have their own coverage thresholds.
Independent Thailand visa research. Every figure is cross-checked against official Royal Thai Embassy and e-Visa sources. Rules change — verify before applying.